News from Jules | 03.29.2021 | Life is a Net Positive

one lesson about integrity every week

Given the complications, bookkeeper and accountants involved while self-employed from 2013-2018, I was lucky to submit by the extension date. So, I literally patted myself on the back after pressing “Submit” to e-file my taxes on Mar. 17—a whole month early this year!

I immediately went to my email to double confirm a receipt from TurboTax. At the top of my inbox, I saw The New York Times email with “Breaking News: Tax Day Delayed to May 17, I.R.S. Says.” Well, I’ll be, I giggled to myself. 

Instead of upset, I was even more delighted in my accomplishment and hustle—an ode to one of the themes of the last year: Carpe dime, er, Carpe Diem

Seizing the day is a lot easier when one has abundant means. Or nothing to lose? Nah, basic needs almost always override the gumption needed to pronounce “Oh Captain, My Captain”  and throw caution (or budgets) to the wind. 

Knowing this all too well, and also knowing the nourishment needed to make it through hard times, seizing the day was a tricky balancing act last year. Especially for those of us who were under- or un-employed during the pandemic. I put my optimistic faith in lean habits accrued from Buy Nothing during 2016 to 2019 and more recent accounting systems for autopay and savings accounts. I knew I needed to spend as little as possible while staying committed to sustainable purchases. I also reverted to the less productive habit of avoiding reconciling my accounts for months at a time.  

I justified this as a way of staying present in the moment, meanwhile, a quote kept echoing in my head from Karen McCall in her excellent guide to Financial Recovery based on her own debt experience:

“Being disconnected from your money behaviors reflects being disconnected from yourself. It causes you to act in ways that contradict your own best interests. It sabotages your progress to your goals.”

When my W-2s and 1099G started showing up and I had to confront my Mint account and budget spreadsheets, dusty fears based on not-so-past experiences appeared: Would I owe a lot? More than was in my savings? Had I made a big mistake somewhere? Had I sabotaged progress on my life goals? 

After a couple weeks of convincing myself to keep sitting down every day—logging in to be accountable for my choices—there was a deep sigh of relief to see I was still going in the right direction. Even if a bit slower than I had forecasted six months ago when I landed full-time employment. 

“Going slowly in the right direction is enormously better than going in the wrong direction at any speed,” Karen McCall also wisely wrote. 

In subtle ways, my accounting matched my experience of the year overall: blessed and congruent. 

Lower than expected:

  • Gas: 30% under budget
  • Parking 40% under budget
  • ​Haircuts: 75% under budget

Higher than expected:

  • Shipping: 4x more** 
  • Shopping: 100x more* 
  • Take out: 3x more

Overall, 2020 was a net positive: I came in ~15% over budget and ~17% over in earnings. 

It was not this way for everyone. I have been there too.

The biggest blessing: getting to use the stimulus checks to continue payments toward my self-employment debt. Just three years after contemplating bankruptcy, I’ve only got 20% left to go (that’s including 8-16% interest rates!) with an expected payoff by my birthday this summer. 

The biggest congruency: Finding harmony in conforming to the circumstances or requirements of the situation by sacrificing and staying close to home. 

All in, the three “over budget” categories above totaled about $3,500. This was a little surprising. Even conscious little purchases add up. What if I had done a 5th year of Buy Nothing and that was $0 instead? Would I be closer to my debt repayment goal? Most likely.

But all or nothing isn’t the point. It’s the intentionality of the choices. And I’ve come a long way in aligning my life and my choices. As Karen McCall said: 

“It’s about what you value. How you obtain as well as where you invest your resources—your time, energy and money—reflects what you value most.”

What do I value most? Nature, people, beauty, adventures. This is where I put my time, energy and money.

And, I’m pretty sure this is how life is a net positive, if we just keep trying. 

May you Carpe Dime this week on what you value most. 

Love,
Jules

*Yes, shocker, I actually bought things! After four years with $0 for discretionary shopping I didn’t know what to budget, hence the 100x increase—or about $100 per month including half for others and half for me. My most frequent purchases: Outdoor gear, art, books. Technically, home supplies (e.g.: cleaning supplies) and shipping** (e.g.: care packages, greeting cards, stamps) were separate line items. The latter was needed a LOT more than usual last year to stay connected! 


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News from Jules | 03.22.2021 | Your Simple Joys

one lesson about integrity every week

There is something reassuring that spring weather is as unpredictable as a teenager’s shifting moods. The unpredictable is predictable. 

It’s a constant balancing act—recalibrating every few minutes to a new reality. Such is spring. 

As I studied Balance throughout the last four seasons, I was reminded of this constant: Such is life every season.

Last Saturday, there was one minute when all was in balance: 12 hours of day, 12 hours of night. After that one minute, the balancing act continued. We crossed the Spring Equinox into a new year. 

After 20 minutes of waffling on how to dress for the weather a couple Sundays ago, I resigned myself to being ill-prepared for something and finally left the house for a walk with my friend. I did bring a hat, I didn’t bring gloves. I did wear a raincoat, I didn’t bring an umbrella. I seriously considered sunglasses. And, of course, I had my mask. 

Twenty minutes into our walk while we were talking about the pros and cons of various weather apps ironically, a huge grey cloud rolled toward us and the wind immediately picked up. 

“Uh oh. We better take cover.”

We huddled under some tall bushes for the next 20 minutes while the heavy cloud cried its way over us.

By the time we wandered into Columbia Park a couple miles away the sun emerged and we were carrying our coats. Eventually, back at the coffee shop where we started, more grey clouds were rolling in. Too immersed in our conversation, we kept sitting out in the open as the rain started plopping on the picnic table. Then dinged as it quickly became hail. 

We paused for a few moments to look around wide-eyed as the hail grew bigger, faster and louder. So we talked louder. While I was busy shouting, another part of my mind marveled at being so exposed to the elements, sitting right in the middle of a storm. 

Of course, we were soaked. But, how could one experience this from indoors?

Then, I watched the grey clouds move on to bombard another part of our North Portland neighborhood. There was a striking Yin/Yang division where the blue sky and grey clouds collided. Just as quickly as the hailstorm appeared, we noticed a rainbow.

“Wait, is there another one? Right next to it—in parallel?”

A car stopped in the middle of the street to ask us: “Are you seeing what we’re seeing?”

Yes! There were two indigo and purple arches wide enough for many Care Bears to slide down. And then a third higher up in the sky for the Leprechauns too! 

Simple joys enjoyed on a simple afternoon of mostly doing nothing. 

This is what I want to learn about in this next cycle of growth: simplicity. 

So, I’m curious:

  • What does simplicity mean to you? 
  • What gets in the way?
  • What enables it?

And, if you want extra credit: What’s a recent moment that felt so beautifully simple?

I’m all ears. 

May you linger in amazement this week. 

Love,
Jules


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News from Jules | 03.15.2021 | Healing Reimagined Part 3

one lesson about integrity every week

Just like healing, retreat is a process. Unlike healing, retreat often feels too nourishing to conclude. But, the power of retreat is in the promise of return. 

The promise of building, of becoming what we want to be. Better yet, what we truly are. 

Not just bringing back the truth and the insights, like perfectly whole sand dollar souvenirs, but actually applying them in life. Moving forward into a new life

Away from the constant heartbeat of the waves crashing onto the Oregon coast and living in our human-made world of buildings, streets, cars, nonnative plants, out-of-season food. Only two weeks of being back in the city since my last retreat and yet, it’s always so easy to forget.

Our true nature. Especially our inherent adaptability—the ability to adjust to new conditions—due to a little-known process. We learned homeostasis is our internal process toward maintaining balance. A steady state. Like at the playground, standing in the middle of the Teeter Tooter until that miraculous, temporary moment when it’s even and flat. The rest of the time it wobbles up and down, is a different—maybe even more miraculous—process:

Allostasis is the process of constantly adapting by proactively “anticipating needs and preparing to satisfy them before they arise,” according to Wikipedia.

In other words, remaining stable by being variable. And maintaining stability through change, is a fundamental process through which organisms actively adjust to both predictable and unpredictable events.

This is the way our body works. This is the way an ecosystem works. This is the way the planet works. This is the way the universe works. 

Throughout the past year, I’ve written about my own revelations from when the pandemic began, when Election results finally came in, when I felt the injustice at my front door, when we started to feel hope on Inauguration Day. It’s been a huge year of growth. I will remember and carry these lessons forth especially about balance. But, will humanity?

Will we let this past year be just another newsworthy year? Going down in history:

A brief “unprecedented” interruption of what we thought was normal life. Instead of an inevitable crisis at worst, a disruptive catalyst at best. 

Was last week the anniversary of “the week our reality broke” as the New York Times wrote?

Or was it the moment, the day, the week, the year our delusion broke? From the abnormal state marked by beliefs and practices of extraction, consumption, corruption, oppression—all that is untrue.

When we awoke from our unrealityComing back to what is true. 

Healing reimagined.

This is our opportunity, right now. As we carefully emerge this spring, we carry forth these powerful lessons from our year-long retreat and hold in our hands the promise of return. 

May you commit to your truth this week. 

Love,
Jules


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News from Jules | 03.08.2021 | Healing Reimagined Part 2

one lesson about integrity every week

Heading to the coast a week ago for my women spiritual group‘s annual two-day retreat—albeit virtual this year—and coming up on our COVID-19 anniversary, I reflected a lot on the last year.

I packed everything that needed to be released to make way for new life.

To seal the intention of adaptability. 

Because this is what happens during the winter—the last season of the natural year—to make way for the next cycle of growth. 

But, what needed to be released this winter, this retreat—and especially this year—in order to create more space for healing? For moving forward, into the future?

The short answer: EverythingBut how?

I carried this immense question and a piece of very expensive chocolate with me to the edge of the foamy waves that Saturday morning. I stayed an extra second at the cusp of wet sand and nearly wet running shoes as I tossed my chocolate offering to Grandmother Ocean. 

My heartfelt ask: Show me the way. 

Her answer? The rest of the day. 

After running on the beach and a hot shower, I returned to meditate thoughtlessly beside the waves. From the far end of the beach, Neah-Kah-Nie Mountain beckoned. And so I drove to the trailhead. Traveling swiftly up and down the steep trail, I only rested at the top long enough to take my favorite feet-seascape-and-horizon photo and a sip of water. When a snowflake hit my face, I stayed an extra second in surprise and delight at the cusp of winter and nearly spring weather. Then, back to the ocean, this time for a full plunge into her salty embrace. The truth washing over me, seeping into my pores and sticking to my hair like the salt.

Just like the tides and cycles of the moon, just like our body’s allostasis, just like a nurse log’s decomposition, just like the seasons of the year. Healing is a process.

​Healing is a process of becoming whole again. A series of stages or steps. This we know: 

  1. Shock Stage: Triage
  2. Immobility Stage: Protection
  3. Growth Stage: Rebuilding
  4. Mobility Stage: Recovery

And yet, is that true?

Rebuilding: from a broken to a fixed place. From a divided to an integrated place. Either way, things returning “back to the way they were.” But, that way doesn’t exist anymore. 

Something my Dad said decades ago—a lesson shared from observing my Mom’s experiences for 33 years—filed neatly into a folder for truths I couldn’t yet grasp, until now. Retrieved last Saturday somewhere between sea level and summit, during a day of simply being one with nature, with my own nature: 

“Stop focusing on what you don’t want to be. Focus on what you DO want to be…what you are.”

That was it. Not rebuilding, just building. 

Healing reimagined

Later that evening, as the orange flames of our campfire illuminated the dark sands and far off horizon of the low tide, I realized:

  • I had not reflected on any of the retreat session questions, 
  • I had not organized my thoughts into reasoning,
  • I had not written anything in my retreat journal, 
  • I had not sought advice in the counsel of others,  

and yet I had the answer I needed. 

Just like healing, retreat is a process. Unlike healing, retreat often feels too nourishing to conclude. But, the power of retreat is in the promise of return. 

The promise of building, of becoming. 

May you know what you already know this week. 

Love,
Jules


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News from Jules | 03.01.2021 | Healing Reimagined Part 1

one lesson about integrity every week

Having missed it other years, I was super on top of getting my flu shot as soon as it came out in late September. By Valentine’s Day, the flu shot must have worn off because I started to feel bad while driving home from work. Dang it! The cough that appeared earlier in the afternoon wasn’t just a tickle in my throat. 

By midnight my fever was 103. I vomited all morning, then spent the day on the couch watching movies. By the next morning, I felt human again. Enough to rally and lead a four-day work retreat that week, then attend a two-day retreat the following weekend?

Yes, thank goodness! Those retreats turned out to be some of the last times indoors with coworkers and friends—not just being, but living, together. Hugging, eating, sleeping, breathing. Being without fear that the flu could lead to the ICU. 

Some anniversaries come and go. Notable but inconsequential. Another year at a job. Another birthday. 

As we approach this COVID-19 anniversary though, each preceding experience from a year ago today, feels thick with significance. 

In retrospect, we see meaning in all the crevices of the moments preceding the moment when everything changed. And it’s easier now to name all the elusive feelings that were hovering just below the surface of shock. 

Surprise, followed by confusion, followed by hope, followed by reality, followed by survival. In the case of this last year—followed by the next surprise, then the next, then the next. Actual surprises. And new surprises of things we hadn’t noticed until now. 

In all this survival, there wasn’t a lot of energy left for grief—deep sorrow, immobilizing suffering—to mourn what we didn’t know we were going to lose. And still losing. 

Defying the laws of physics, the energy to accept feels so much harder than to resist. 

To accept what happened. To accept the way things are, now. The “New Normal.” 

Except, there is no more “normal.” 

While I can’t remember a lot about holiday break during my junior year of college, I have replayed the day I dropped my Mom off at the hospital for minor surgery a million times. I dropped her off in the morning on my way to work, then surprisingly had to go back that night because she was on a ventilator in the ICU. Where she stayed for three days. Where we stayed for three days and three nights before she died. 

Eighteen years ago and yet likely so similar to the feelings and stages that 2.5 Million families have experienced over the last year (except without actually getting to be together). 

Surprise, followed by confusion, followed by hope, followed by reality, followed by survival. One that is so much harder by seeking a new normal. How is there a new normal after that?

After this last year?

There is something different. There is a new life. 

A new way of being.

Rich with gratitude, presence, vulnerability, adaptability. 

Fully accessible once the reality is accepted and we’ve mourned what we forgot we would inevitably lose. Not just people or things, but the sense of security, the sense of control, the sense of privilege—above nature, not within it.

Because things don’t stay the same. That is not the way the world works. It is dynamic, ever-changing, ever-calibrating. The ability to adjust to new conditions is adaptability. 

Heading to the coast last weekend for my women spiritual group’s annual two-day retreat—albeit virtual this year—and coming up on our COVID-19 anniversary, I reflected a lot on the last year.

I packed everything that needed to be released to make way for new life.

To seal the intention of adaptability. 

May you let the grief in and out this week. 

Love,
Jules


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